Use of financial analysis for credit rating of enterprises applying for a loan

@article{17742,
   author = {Maršíková, Marta and Rousek, Pavel},
   article_location = {České Budějovice},
   article_number = {2},
   keywords = {bank; loan; business; financial analysis; reliability and solvency},
   language = {eng},
   issn = {1802-503X},
   journal = {Littera Scripta},
   title = {Use of financial analysis for credit rating of enterprises applying for a loan},
   volume = {roč. 4},
   year = {2011}
}

TY  - JOUR
ID  - 17742
AU  - Maršíková, Marta - Rousek, Pavel
PY  - 2011
TI  - Use of financial analysis for credit rating of enterprises applying for a loan
JF  - Littera Scripta
VL  - roč. 4
IS  - 2
SP  - 35-42
EP  - 35-42
PB  - Vysoká škola technická a ekonomická v Českých Budějovicích
SN  - 1802503X
KW  - bank
KW  - loan
KW  - business
KW  - financial analysis
KW  - reliability and solvency
N2  - The paper deals with a method of financial analysis applied by bank institutions in the Czech Republic used for assessment of reliability and solvency of a client applying for a loan. Clients are scored by financial ratios of financial analysis and according to the total sum a letter ranged from A to G is assigned. Further, the paper assesses 81 engineering and 112 construction enterprises according to the above mentioned methodology. An evaluation of the development of reliability and solvency in both sectors is discussed as well.
ER  - 

MARŠÍKOVÁ, Marta and Pavel ROUSEK. Use of financial analysis for credit rating of enterprises applying for a loan. \textit{Littera Scripta}. České Budějovice: Vysoká škola technická a ekonomická v Českých Budějovicích, 2011, roč. 4, No~2, p.~35-42. ISSN~1802-503X.