This paper deals with the household indebtedness development in the Czech Republic. The aim of this paper is to analyze the domestic households’ debt in recent years (2005–2011), with a particular emphasis on the economic crisis impacts on its growth and also to outline its future development. The analysis shows that households’ debt continues to grow, but the economic crisis decreased the growth rate. The structure of the total indebtedness has changed a lot. There is an increasing proportion of long-term debt (with maturity over five years), especially housing debts. With the growth of total households ’ debt are growing also the volume of non-performing loans. Based on the prediction of domestic households’ indebtedness is clear that the total amount of indebtedness will continueto increase, but the growth rate will continue to decline.